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Take care of your future NOW! One more service has been included into the wide spectrum of Šiaulių bankas’ services, i.e. dissemination of pension accumulation agreements. You are welcome to visit any client service center of Šiaulių bankas and to enter an agreement. Šiaulių bankas operates for your convenience. A pension system reform Your senility pension shall consist of: Stage III Extra pension accumulated in pension funds Extra pay
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 Stage I + Stage II + Stage III
| Stage II A part of State social insurance payment accumulated in pension funds No extra pay
|  Stage I + Stage II
| Stage I Pension paid by “Sodra” (Social Insurance)
No extra pay
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 Stage I
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Why it is worth participating in pension accumulation system? • Participating in private pension accumulation funds you save additional money for your future pension. • The earlier you start accumulating your pension the bigger it is in your old age. • When your accumulated amount according to the certain conditions is transformed into regular payments, the company lifelong shall pay this pension. • Funds accumulated in pension funds could be inherited by your relatives.
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