General information about credit limit types:

Permanent credit limit is granted for the whole useful life of the card covering the used credit limit until the last day of its validity period.

Renewable credit limit is granted for the whole useful life of the card covering the used credit on regular basis according to the terms foreseen by agreement.

Interest-free credit limit is granted for the whole useful life of the card covering the used credit on regular basis according to the terms foreseen by agreement when interest is not calculated for the first 15 days after factual usage of the credit.

For the use of credit limit on payment card please do fill in the credit application and submit it to the nearest subdivision of Šiaulių bankas. You can also submit credit application via the bank’s Internet service system SB linija.