Time Deposit via the internet

Time deposit via the internet

Using SB linija, an e-baking service system of Šiaulių bankas, clients are able to place a time deposit themselves and to terminate it in case of necessity. The depositors who place their time deposits via the Internet up to 6 months receive by 0.1% higher annual interest, for those who place for 6 and more months - even 0.15 per cent higher interest.

A Time deposit is a deposit the interest of which depends on the chosen term of a deposit. The longer term - the bigger interest.  In comparison with other types of relative term deposits the biggest interest is paid for time deposits.

• A deposit term - from 7 days to 24 months.
• Interest may be withdrawn monthly or on the last day of deposit maturity.
• A deposit could be extended automatically.
• A deposit could be placed in litas, euros or in USA dollars.
• A deposit agreement which has been concluded using the SB linija can be terminated using the SB linija or in the nearest outlet of Šiaulių bankas.

Time deposits when interest is paid monthly

Term in days

Term in months

 LTL, %

 EUR, %

USD, %

 540 - 720 d.

 18 - 24 

 3.85 

2.35

1.25

360 - 539 d.

 12 - 18

4.35

2.55

1.55

330 - 359 d.

11

4.25

2.50

1.45

300 - 329 d.

10

4.05

2.40

1.35

270 - 299 d.

9

3.85

2.35

1.25

240 - 269 d.

8

3.65

2.25

1.20

210 - 239 d.

7

3.55

2.15

1.10

180 - 209 d.

6

3.40

2.05

1.05

150 - 179 d.

5

3.00

1.80

0,90

120 - 149 d.

4

2.50

1.60

0.85

90 - 119 d.

3

1.85

1.50

0.80

 60 - 89 d.

2

1.60

1.30

0.70

30 - 59 d.

1

1.00

1.00

0.60

 15 - 29 d.

 

0.80

0.80

0.50

7 -14 d.

 

0.60

0.60

0.40


Time deposits when interest is paid at the end of the deposit term

Term in days

Term in months

 LTL, %

 EUR, %

USD, %

 540 - 720 d.

 18 - 24 

 3.95 

2.45

1.35

360 - 539 d.

 12 - 18

4.45

2.65

1.65

330 - 359 d.

11

4.35

2.60

1.55

300 - 329 d.

10

4.15

2.50

1.45

270 - 299 d.

9

3.95

2.45

1.35

240 - 269 d.

8

3.75

2.35

1.30

210 - 239 d.

7

3.65

2.25

1.20

180 - 209 d.

6

3.50

2.15

1.15

150 - 179 d.

5

3.10

1.90

1.00

120 - 149 d.

4

2.60

1.70

0.95

90 - 119 d.

3

1.95

1.60

0.90

 60 - 89 d.

2

1.70

1.40

0.80

30 - 59 d.

1

1.10

1.10

0.70

 15 - 29 d.

 

0.90

0.90

0.60

7 -14 d.

 

0.70

0.70

0.50

Minimal amount of the Time Deposit is LTL 300, EUR 100 or USD 100.