A Time Deposit With a Payment Card

This is a deposit, placing which the depositor receives a payment card with a credit within, which could be used at any time without terminating deposit agreement!

Visa Electron or Maestro payment cards are issued free of charge.
• There is no annual card service fee.
• The interest is transferred into a card account monthly.


Granting of a credit limit is free of charge.
• Card credit limit is granted at a very favourable interest rate.
• Minimal amount of a credit limit is LTL 500, maximum - LTL 10 000 however,
not more than 80% from the deposit amount in case deposit is placed in LTL and the client’s spouse participates while the client is asking for credit (if the client is married). In case the client’s spouse does not participate while the client is asking for credit the maximum credit limit may be not more than 40% from the deposit amount; and up to 60% from the deposit amount if deposit currency (EUR, USD) differs from the credit limit currency (LTL).

0.1 per cent higher interest for a time deposit with a payment card.
• A deposit term - from 3 to 24 months. 
• A deposit could be placed in litas, euros or in USA dollars.
• Minimal amount of a time deposit is LTL 2 000, EUR 500 and USD 500.
• A deposit agreement could not be concluded using the SB linija.

A deposit agreement may be concluded in all the outlets of Šiaulių bankas.