Be loyal and pay less for a consumer credit!

If you have been using services provided by Šiaulių bankas for 3 months already, i.e. you have a payment card, use the direct debit, standing order services, the bank’s Internet service system SB linija or have entered an SMS bankas agreement, you may save and pay less interest for consumer credit.

TODAY ENJOY EVERYTHING WHAT SEEMED IMPOSSIBLE YESTERDAY!

Why a consumer credit is attractive?
• quick and simple borrowing procedure;
• no pledge;
• no life insurance;
• consumer credit can be repaid prior to its maturity;
• you can choose a credit repayment day;
• a preliminary answer, whether the bank will grant you a credit, will be provided at once.

Who could apply fora consumer credit?
• citizens of the Republic of Lithuania or individuals who have a permit to live in Lithuania issued by the Migration Service under the Ministry of the Interior of the Republic of Lithuania;
• individuals over 18 years old;
• individuals with regular income.

What is amount, currency and term of the consumer credit?
• consumer credits are granted in LTL or EUR;
• minimum consumer credit amount - LTL 1000 or its equivalent in euros;
• maximum consumer credit amount - LTL 30 000 or its equivalent in euros;
• credit amount and its term depends on your (your family’s) regular income;
• period of the consumer credit - from 3 to 36 months;
• repayment of the consumer credit startsin a month after the agreement has been signed.

What documents should be submitted in order to apply for the consumer credit?
• an application;
• the applicant’s and his or her spouse’s passports or personal identification
• the applicant’s and his or her spouse’s copies of the agreements of financial liabilities to physical and legal entities (credit, leasing, insurance agreements, alimonies, etc.).
 
Enjoy today the things that seemed impossible yesterday!
 
You are welcome to come to every branch or client service centre of Šiaulių bankas to fill the application form. The credit application form could be also filled on electronic banking system SB linija.