Price list
CREDITS AND FACTORING

Corporate Clients

Private
Clients

1. Housing credits (only for private customers):
  1.1. Administration fee

LTL 200

  1.2. Changing terms of agreement

LTL 300

2. Consumer credits (only for private customers):
  2.1. Administration fee

LTL 50 - 100

     2.1.1. Up to LTL 7 000

 LTL 50

      2.1.2. More than LTL 7 000

 LTL 100

  2.2. Changing terms of agreement

LTL 50

3. Study credits (only for private customers): 
  3.1. Document analysis fee

LTL 50

  3.2. Administration fee (onetime or calculated from the maximal amount foreseen in the credit agreement)

0.5% (min. LTL 50)

  3.3. Changing terms of agreement

LTL 50

4. Other credits
  4.1. Document analysis fee (after granting a credit incalculated in the credit administration fee)

0.1% (min. LTL 200)

LTL 100

  4.2. Administration fee (onetime or calculated from the maximal amount foreseen in the credit agreement:
    4.2.1. for credits and credit lines
       4.2.1.1. up to 1 year

0.2 - 0.5% (min. LTL 300)

       4.2.1.2. more than 1 year

0.5 - 1.0% (min. LTL 300)

       4.2.1.3. bank accounts for credits

 0.5 - 1.2% (min. LTL 300)

  4.3. Commitment fee (Calculated from unused credit amount):
   4.3.1. credits

0.2-0.5% annual interest

   4.3.2. credit lines

0.4 - 0.8% annual interest

   4.3.3. bank accounts for credits

0.6 - 1.0% annual interest

  4.4. Changing terms of agreement

0.1-1% (min. LTL 250)

  4.5. Credit prepayment fee:
   4.5.1. credits and credit lines

1 month interest of the prepaid credit amount

   4.5.2. Overdrafts

not applied

5. Factoring (only to Corporate clients): 
  5.1. agreement preparation fee

from 0.3% of annual interest of factoring limit plus VAT

  5.2. invoice acceptance fee: 
    5.2.1. Domestic factoring

 0.1% from the invoice amount (LTL 10 minimum) plus VAT

    5.2.2. International factoring

 0.2% from the invoice amount (LTL 20 minimum) plus VAT

  5.3. Assessment of the debtor's risk: 
    5.3.1 companies registered in Lithuania

 LTL 50 plus VAT

    5.3.2 companies registered abroad

 LTL 150 plus VAT

 5.4. Fee applied to amendment of the conditions of factoring agreement

LTL 250 plus VAT

Valid from 28-07-2009

EVALUATION AND PLEDGE OF THE PLEDGED PROPERTY

 To Corporate and Private Clients
1. Real estate evaluation  
  1.1. Evaluation of a flat                               

LTL 100 - 300

  1.2. Evaluation of a house

LTL 200 - 400

  1.3. Evaluation of administrative, production, economic premises, and commercial objects

LTL 300 - 1000

2. Evaluation of a piece of land

LTL 100 - 1000

3. Evaluation of movable property

LTL 100 - 1000

4. Preparation of mortgage or pledge sheets

LTL 100

5. Registration of mortgage or pledge sheets or their amendments with the Mortgage Department                                                                       

LTL 30


Valid from 11-08-2008